Understanding the Basics of Consumer, Financial and Personal Injury Law

Applying For Social Security Disability? Here's 3 Things You Need To Know

If you are applying for Social Security disability, here are three things that you should know before you go to your local office or apply online. You should know that workers' compensation benefits can end up reducing your SSA benefits as you are already getting benefits through compensation. You are also automatically eligible for Medicaid once collecting disability payments for a minimum of two years, and Social Security benefits can assist you in getting back into the workplace if you are able to work again during the time you received benefits.

Workers' compensation benefits can end up reducing your SSA benefits.

Workers' compensation is a benefit that you may be receiving from your previous or current employer due to some sort of injury or illness acquired on the job.  Essentially, you can get Social Security benefits; however, the amount you receive will be reduced on a monthly basis depending upon the income you are receiving for worker's compensation benefits. You have to disclose all income requested as well as checking, savings and other stocks or bonds that you may have according to all question forms that Social Security disability wants to know.

You are automatically eligible for Medicaid once collecting disability for a minimum of two years.

When you receive Social Security disability, you are automatically able to get Medicaid, which is essentially government-funded medical insurance. Medicaid covers the cost of prescriptions, co-pays, doctor's office visits, specialist doctor's office visits, and surgeries; however, you must find a doctor who is participating in Medicaid and the specific plan under Medicaid that you have selected. Depending on your current physician, you may not be able to stay with your current primary care doctor or current specialists, as there are a limited amount of doctors that take Medicaid patients. You can still go to the doctor of your choosing; however, you will be paying out-of-pocket.

Social security benefits assist you in getting back into the workplace.

Social Security benefits can assist you in getting back into the workplace.  If you try to go back to work, there are incentives to doing so and you may keep your Medicaid or cash assistance programs.  Individuals who are receiving benefits can make up to $1,130 per month without having to worry about losing their benefits. If you are blind, the amount increases to $1,820 per month.

Now that you know more about Social Security benefits, you can determine how to best proceed with your case.

For a social security lawyer, contact a law firm such as Espy Metcalf & Espy PC At Law.


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