Understanding the Basics of Consumer, Financial and Personal Injury Law

About Me

Understanding the Basics of Consumer, Financial and Personal Injury Law

Up until nine months ago, I always considered myself above everyone else when it came to having good credit. I paid my bills on time and never went a day late on rent. I became the epitome of what a good consumer should be. But after losing my job after 12 years of faithfulness and hard work, my ego took a hit and so did my credit and finances. Humbled, broke and unable to pay my bills, I decided to file bankruptcy. I couldn't get a job right away and the only way to stay afloat was to start over. My bankruptcy attorney helped me do that. I started this blog to teach you how to come back from a financial and personal disaster with your life intact. I hope that you find the legal counsel you need to rebuild your life as well.

Figuring Out Workers Compensation And Your Second Job

Getting hurt during a day at work is not something that most people will expect. If you do get hurt at your main job, you will need to file for workers compensation in order to get proper income and medical coverage while you are unable to work. This will provide you with income and with medical care until you are able to return to your job duties. One major issue can come about with workers compensation if you have a second job. If you have been hurt on your first job but you have a second job, here are some issues to go over with your lawyer.  

Take a leave of absence from your second job

If at all possible, it will be necessary to take a leave of absence at your second job. In order to receive the appropriate medical treatment, you will need to be able to make medical appointments and stay off of your feet in order to heal. Taking a leave of absence for medical reasons will require you turning in a doctors notice, so be sure to provide all necessary paperwork to your second job. 

Determine how much can be expected if you keep your second job

It is possible that you may be able to keep your second job and receive a reduced income benefit package that still gives you the same amount of money that you had while working. In other cases, you may not be able to keep your second job and you will need to resign if you wish to collect your worker's compensation income benefits. Ask your worker's comp attorney to go over your current statistics and help you decide if it is worth it to keep your side job or if quitting is the best option. 

Figure out if social security disability is best

Along with workers compensation, there is a chance that you may be able to qualify for social security disability. It is possible that workers compensation can be combined with SSDI and there are some cases where you may have to go on SSDI alone. Talk with your doctor and your lawyer to figure out if you should start a claim for social security disability. If you will be disabled long-term or have issues getting back into the workforce, the SSDI claim will be necessary, as will resigning from both of your jobs in order to execute the claim. 


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