About Me

Understanding the Basics of Consumer, Financial and Personal Injury Law

Up until nine months ago, I always considered myself above everyone else when it came to having good credit. I paid my bills on time and never went a day late on rent. I became the epitome of what a good consumer should be. But after losing my job after 12 years of faithfulness and hard work, my ego took a hit and so did my credit and finances. Humbled, broke and unable to pay my bills, I decided to file bankruptcy. I couldn't get a job right away and the only way to stay afloat was to start over. My bankruptcy attorney helped me do that. I started this blog to teach you how to come back from a financial and personal disaster with your life intact. I hope that you find the legal counsel you need to rebuild your life as well.

Keeping Your Settlement: Your Rights with a Chapter 7 Bankruptcy

Posted on November 22, 2016

Are you receiving a settlement but are planning to file Chapter 7 bankruptcy? As you may already know, this type of bankruptcy will require you to turn over many of your assets and property in order to settle your debt, including any settlements you receive. However, there are some instances in which you may be able to keep some of the settlement money. The following are some exemptions to having your settlement included in your bankruptcy proceedings: [Read More]

3 Tips To Potentially Help You Avoid Bankruptcy

Posted on November 22, 2016

Retail therapy. Everyone has heard about it, and almost everyone has indulged in it at least once in their lives when life got a little messy. However, this can get extremely expensive, especially when you continue to do over and over, and can lead to the need to file bankruptcy. If you are able to catch yourself before you get too deep into financial trouble, there are a few things that you can do to stay afloat and get yourself back on track financially. [Read More]

Three Things That Are Protected When You File For Bankruptcy

Posted on October 11, 2016

When your debt keeps going up each month, even with regular payments, it may be time to consider filing for bankruptcy. Bankruptcy helps you restructure or eliminate your debts so that you can get a fresh financial start. But if you're afraid of losing everything you own, know that it is a fallacy that you must give up all of your assets in order to qualify for bankruptcy. The following items are generally protected from creditors during bankruptcy proceedings. [Read More]

Should You Be Worried About Getting Fired For Filing A Worker's Compensation Claim?

Posted on October 11, 2016

After getting injured on the job, many employees must take time away from their position to heal. Most people worry about how they are supposed to pay for incoming bills and food while taking time away from work. If you file for worker's compensation to help you through this rough patch, does it mean you are more likely to be fired? What if you have been fired during your recovery time? [Read More]